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X-Terminator
02-14-2007, 03:42 AM
Bank of America Corp. has begun offering credit cards to customers without Social Security numbers, typically illegal immigrants, the Wall Street Journal reported on Tuesday.

In recent years, banks across the country have been offering checking accounts and even mortgages to the nation's fast-growing ranks of undocumented immigrants, most of whom are Hispanic, the paper said, adding these immigrants generally have not been able to get major credit cards.

The new Bank of America card is open to people who lack both a Social Security number and a credit history, as long as they have held a checking account with the bank for three months without an overdraft, the Journal said.

Bank of America tested the program last year at five branches in Los Angeles, and last week expanded it to 51 branches in Los Angeles County, home to the largest concentration of illegal immigrants in the U.S., the Journal said.

A Bank of America spokesman was not immediately available to comment.

http://www.foxnews.com/story/0,2933,251672,00.html?sPage=fnc.specialsections/immigration

You have GOT to be kidding me????

PisnNapalm
02-14-2007, 08:56 AM
Un-freaking-believable.

stlrtruck
02-14-2007, 09:21 AM
Why don't we just offer them our jobs next!?

SteelCityMan786
02-14-2007, 09:29 AM
Why don't we just offer them our jobs next!?

Just what I was thinking. Maybe a new bank of america policy. We need a full background check and your true info.(even though people will find ways to get around this).

HometownGal
02-14-2007, 09:58 AM
Nothing surprises me anymore. They get everything else handed to them - why not a free credit card that the Bank of America will end up eating anyway when they don't pay their bill. :screwy:

As for SS numbers - no worry - they'll just steal one.

X-Terminator
02-14-2007, 10:01 AM
What really irks me is how they can possibly justify this when there are millions of Americans who can't get any form of credit for whatever reason, even if they did make mistakes in the past and are now willing and able to pay the bill every month. And if they DO get it, there are always penalties in the form of higher interest rates and fees. Well then, if BofA is going to offer illegals (for those people in the company who came up with this idea, that means they BROKE THE LAW) credit cards, then every native and naturalized American citizen should have their credit records expunged. Hey, it's only fair.

Godfather
02-14-2007, 07:47 PM
Back to the original post--that's actually a good idea and should be expanded to everyone. Social Security numbers aren't supposed to be used as a form of ID.

Why not just do income verification and have credit references like your car note, your mortgage, your bank account (few or no overdrafts, etc.?)

MACH1
02-15-2007, 12:41 AM
The costs get passed along to the legal citizens, were the ones(US Citizens) that get stuck flipping the bill. Ever have to pay $15 for a single aspirin at the grocery store? Didn't think so. Now go to the hospital and see how much they charge you for one, and they'll even sell you tp by the square.

Preacher
02-15-2007, 01:36 AM
You know,

In my church, we have a Hispanci church that we work VERY close with. I love the church and all the people in it.

However, I also believe that the laws of the land need to be obeyed. Fact is, if a person loves a country, they will obey the laws of that country.

I want the borders closed. Completely. it is illegal to cross into this country. So if we find them, put them in jail and deport them now.

on the other hand, I also want us to clear up the immigration issue. Put a number of INS offices in Mexico. Make the processing fast. Hook it in with the FBI/INTERPOL computers to run the prints. If they have been illegal and caught, they never get in legally.

stlrtruck
02-15-2007, 08:08 AM
You know,

In my church, we have a Hispanci church that we work VERY close with. I love the church and all the people in it.

However, I also believe that the laws of the land need to be obeyed. Fact is, if a person loves a country, they will obey the laws of that country.

I want the borders closed. Completely. it is illegal to cross into this country. So if we find them, put them in jail and deport them now.

on the other hand, I also want us to clear up the immigration issue. Put a number of INS offices in Mexico. Make the processing fast. Hook it in with the FBI/INTERPOL computers to run the prints. If they have been illegal and caught, they never get in legally.

I like the way you're thinking Preacher Man!