Thanks guys! I think I download the trial version of Photoshop after the holidays and play with it a bit. I think it would be worth the money for me to pay for the Plus membership at least for the first year to the extra help. I've always wanted to learn to do the sigs.
Where do you get the backgrounds and such? They are called tubes? Are there sites you get them from? (be prepared for me to drive a couple of you nuts with questions. )
And I do believe that Photoshop in HTG's hands sounds dangerous.