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Old 03-26-2010, 10:25 AM   #8
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Default Re: Lessons in Healthcare 101

Originally Posted by Godfather View Post
You'll lose your choice of doctor because you'll be FORCED to buy insurance and they tell you what doctor to see. And you won't be able to afford to go outside the system because you'll be paying out the wazoo for the premiums.
Not all insurance tells you what doctor to go see. Even with HMOs you choose a PCP (Primary Care Physician) and that's the patient's choice. With a PPO, it's more open in the fact that you can choose to see whatever physician or specialist whenever you'd like. HMOs are more restrictive on that, but there are even 'open' HMOs that allow quite a bit of choice.

In-network and out-of-network is different than the insurance telling you what specific doctor you have to see.

Is this bill changing the way that insurance operates that the patient can't even choose their PCP anymore? If so, I'd like to see a link to that because that's a whole other can of worms that might not hold up to some Constitutional scrutiny.
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