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Old 02-19-2010, 06:20 AM   #1
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Default Frustrated Owner Bulldozes Home Ahead Of Foreclosure

Anybody live near Moscow, Ohio? I heard about this on the Bob and Tom show this morning on the way to work and had to look it up. This cracks me up, I would love to know what the bank is thinking.

http://www.wlwt.com/news/22600154/detail.html

MOSCOW, Ohio -- Like many people, Terry Hoskins has had troubles with his bank. But his solution to foreclosure might be unique.

Hoskins said he's been in a struggle with RiverHills Bank over his Clermont County home for nearly a decade, a struggle that was coming to an end as the bank began foreclosure proceedings on his $350,000 home.

"When I see I owe $160,000 on a home valued at $350,000, and someone decides they want to take it no, I wasn't going to stand for that, so I took it down," Hoskins said.

Hoskins said the Internal Revenue Service placed liens on his carpet store and commercial property on state Route 125 after his brother, a one-time business partner, sued him.

The bank claimed his home as collateral, Hoskins said, and went after both his residential and commercial properties.

Hoskins said he'd gotten a $170,000 offer from someone to pay off the house, but the bank refused, saying they could get more from selling it in foreclosure.

Hoskins told News 5's Courtis Fuller that he issued the bank an ultimatum.

"I'll tear it down before I let you take it," Hoskins told them.

And that's exactly what Hoskins did.

Man Says Actions Intended To Send Message To Banks

The Moscow man used a bulldozer two weeks ago to level the home he'd built, and the sprawling country home is now rubble, buried under a coating of snow.

"As far as what the bank is going to get, I plan on giving them back what was on this hill exactly (as) it was," Hoskins said. "I brought it out of the ground and I plan on putting it back in the ground."

Hoskins' business in Amelia is scheduled to go up for auction on March 2, and he told Fuller he's considering leveling that building, too.

RiverHills Bank declined to comment on the situation, but Hoskins said his actions were intended to send a message.

"Well, to probably make banks think twice before they try to take someone's home, and if they are going to take it wrongly, the end result will be them tearing their house down like I did mine," Hoskins said.
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Old 02-19-2010, 07:14 AM   #2
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Default Re: Frustrated Owner Bulldozes Home Ahead Of Foreclosure

A little disturbing on both ends. But he sent a strong message back to the banks who were unwilling to negotiate.
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Old 02-19-2010, 09:40 AM   #3
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Default Re: Frustrated Owner Bulldozes Home Ahead Of Foreclosure

So what are the legal ramifications? Pretty bad ass if you ask me.
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Old 02-19-2010, 10:20 AM   #4
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Default Re: Frustrated Owner Bulldozes Home Ahead Of Foreclosure

this hoskins guy is pathetic. he signed the loan and he knew what it was about. they should start throwing these people in prison.
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Old 02-19-2010, 10:47 AM   #5
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Default Re: Frustrated Owner Bulldozes Home Ahead Of Foreclosure

This guy is my hero!
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Old 02-19-2010, 10:59 AM   #6
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Default Re: Frustrated Owner Bulldozes Home Ahead Of Foreclosure

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this hoskins guy is pathetic. he signed the loan and he knew what it was about. they should start throwing these people in prison.
It wasn't a loan it was a lean. Big difference!

I think I'd done the same thing.
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