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Old 03-22-2010, 03:02 PM   #1
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Question What's your idea of Health Care Reform?

I've read quite a bit between all of the Health Care Reform threads. Lots of great dialogue, but it's pretty muddled as to what some think "Reform" should be...

Discuss

I think we need a backyard football 'do-over' and build it from the ground up. Build it with a bipartisan 'consulting' group. Work toward a healthcare constitution, with a nice solid foundation to build on top of. Keep the majority of politicians out of it until they need to read it and vote on it. No sweetheart deals or any of that. Sadly, I feel the only way we could get real 'change' is to keep most of the politicans out of the process.

Of course, this is all just wishful thinking, as nothing is ever this simple in Washington.
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Old 03-22-2010, 03:54 PM   #2
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Default Re: What's your idea of Health Care Reform?

I believe everyone should have the right to affordable health care, but you shouldn't be fined/ jailed if you don't buy it. I'm pretty torn between the bill, it has its ups and it has its downs. I will say this, I'm neither for or against this bill. I honestly don't believe that the federal government should have much control over health insurance. Maybe to make sure things are running smoothly or have the states do that. I believe that all liberals, conservatives, moderates (as myself), etc should work together to fix it. I believe though that the government should listen to the American people... "We the People of the United States."
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Old 03-22-2010, 04:17 PM   #3
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Default Re: What's your idea of Health Care Reform?

Quote:
but it's pretty muddled as to what some think "Reform" should be...
its definitely muddled, plus there are so many different aspects to it.

for instance i have employees who are medically covered through their husbands military service. working on a federal government contract, they also earn "health and welfare' which the union uses to purchase the entoire group a health plan, wheter they need it or not. then if they get injured on the job, workmans comp insurance pays for the medical coverage.

this sort of "tripple dipping" completely baffles me and seems like a complete waste, especially whent there is legal wrangling and passing the buck amongst the insurance providers over who should pay for a single illness or injury. believe it or not, it is not always cut and dry.

if all americans are to be insured, perhaps a way to pass cost savings onto the employer is to eliminate workmans cost insurance for medical costs. everyone will be covered the same whether they are injured on or off the clock.

of course its not that simple and you still need coverage from lost wages and potential earning potential, but social security sorta covers that anyways.
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Old 03-23-2010, 06:29 PM   #4
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Default Re: What's your idea of Health Care Reform?

im a bit suprised some of the vehement critics and armchair policy makers havent chimed in. while most disagree with obamas plan (or any democrat's for that matter) most, to a tee, say they are in favor of health care reform of some sort.

heres another thing that baffles me-

if i am wearing a ton of gold around my neck in a dark alley, mugged at gunpoint, and a cop saves my life and arrests the mugger, i am not sent a bill.

if i fall asleep with a cig and catch my house on fire, and a fireman puls me out of a burning house, i am not sent a bill.

yet if i have a heart attack and a doctor saves my life, i am sent a bill.

if i am in a car wreck and trapped inside a burning car a police cruiser, fire truck, and an ambulance are all sure to show up, yet only one will send me a bill.

whats up with that?
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Old 03-23-2010, 07:02 PM   #5
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Default Re: What's your idea of Health Care Reform?

Quote:
Originally Posted by tony hipchest View Post
im a bit suprised some of the vehement critics and armchair policy makers havent chimed in. while most disagree with obamas plan (or any democrat's for that matter) most, to a tee, say they are in favor of health care reform of some sort.

heres another thing that baffles me-

if i am wearing a ton of gold around my neck in a dark alley, mugged at gunpoint, and a cop saves my life and arrests the mugger, i am not sent a bill.

if i fall asleep with a cig and catch my house on fire, and a fireman puls me out of a burning house, i am not sent a bill.

yet if i have a heart attack and a doctor saves my life, i am sent a bill.

if i am in a car wreck and trapped inside a burning car a police cruiser, fire truck, and an ambulance are all sure to show up, yet only one will send me a bill.

whats up with that?
The other services you mentioned aren't free. You are billed for them through taxes every day. They took 2 out of every 3 dollars you earned, and you didn't even notice. "Not billed"?? HAHAH
Since these taxes are collected and allocated at the local level, the cost/ benefit tends to be kept in reasonable balance.
All that goes out the window when the Feds start throwing money at health care.

So on to my idea of health care reform:
Tort reform, allowing interstate competition for insurance, stop forcing the hospitals to treat deadbeats. That'd about fix it.
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Old 03-23-2010, 07:25 PM   #6
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Default Re: What's your idea of Health Care Reform?

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The other services you mentioned aren't free. You are billed for them through taxes every day. They took 2 out of every 3 dollars you earned, and you didn't even notice. "Not billed"?? HAHAH
.


i see you are enjoying that carrot at the end of the stick.

(allow me to laugh along with you).

nobody has taken 66% of what i earned, plus there is a difference between paying a tax and being sent a bill.

learn it.
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Old 03-23-2010, 07:51 PM   #7
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Default Re: What's your idea of Health Care Reform?

I'll chime in.

If you look at my thread earlier (Send this to your R Senators) I put in a proposal that would make a big difference. Raise HSA contribution limits and remove the restrictions on using the funds to help third parties. That lets people keep their money instead of giving it to an insurer, and they can pay their own medial expenses. Catastrophic cases can be handled by having your social network (church, community, alumni association, union, etc.) chip in. Let this become the standard and medical providers no longer need an army of administrative employees to fight with insurers for reimbursement. Medical costs fall, allowing more general practitioners to exist. With lower costs and the shift to social networks and mutual aid societies, there's less of a burden on businesses and they can hire the displaced medical billers.

Fund emergency rooms with public dollars. It's an emergency service just like police and fire. On the federal level, the funding can come from a tax on wire transfers (which means we get a cut of the money illegal immigrants send to their families). States can pick up the rest however they choose; in the Southwest they might use a sales tax because that gets money back from both illegal immigrants and from Mexicans who enter the country legally to go shopping or dining. This cuts down unreimbursed ER care (although this is just a small fraction of overall costs--the biggest sources of waste are insurance-created overhead and defensive medicine).
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Old 03-23-2010, 09:21 PM   #8
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Default Re: What's your idea of Health Care Reform?

As I believe this topic to be quite worthy of various thoughts, positive discussion and kept separate from the existing Obaaaaama Health Care Plan thread, I'm going to leave this one stand as well.

Good topic, steelax, and I'll chime in with my thoughts when I have a few minutes to breathe.
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Old 03-23-2010, 09:30 PM   #9
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Default Re: What's your idea of Health Care Reform?

Quote:
nobody has taken 66% of what i earned, plus there is a difference between paying a tax and being sent a bill.
I beg to differ on both counts.
You pay Federal and Social Security. Actually twice, since your employer matches your contribution. You pay State. You pay local (6% sales) every time you buy anything other than food. You're subject to inflation, which is why you can't save money (that's a tax too).

They think you're a rube who won't notice how much money they're taking if they're slick about it, and so far you're proving them right. Don't feel bad; most people fall for it.

And as for "taxes not being the same as a bill", try not paying it some time.
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Old 03-23-2010, 09:56 PM   #10
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Default Re: What's your idea of Health Care Reform?

Quote:
Originally Posted by tony hipchest View Post
im a bit suprised some of the vehement critics and armchair policy makers havent chimed in. while most disagree with obamas plan (or any democrat's for that matter) most, to a tee, say they are in favor of health care reform of some sort.

heres another thing that baffles me-

if i am wearing a ton of gold around my neck in a dark alley, mugged at gunpoint, and a cop saves my life and arrests the mugger, i am not sent a bill.

if i fall asleep with a cig and catch my house on fire, and a fireman puls me out of a burning house, i am not sent a bill.

yet if i have a heart attack and a doctor saves my life, i am sent a bill.

if i am in a car wreck and trapped inside a burning car a police cruiser, fire truck, and an ambulance are all sure to show up, yet only one will send me a bill.

whats up with that?
Interesting way to look at it. I'd agree with you to a point. The other services you mentioned have sort of a 'ceiling' for charges, if you will. Medical bills could go on and on and on... However, maybe 'basic' type of care could be covered, and anything past that is where a supplemental insurance would kick in. Like with the fire fighter pulling you out of your burning house is the covered basic care, but to replace your belongings, you need the supplemental homeowner's insurance. Then the question becomes, who decides what basic care is?
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