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Old 03-29-2010, 11:36 PM   #21
tony hipchest
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Default Re: Lessons in Healthcare 101

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OK, I'm back. Busy weekend...
I'll try to answer these question as best I can, but let me throw this disclaimer out there-----I'm just an average run-of-the-mill Steelers fan and not privileged enough to have had the opportunity to read the new healthcare legislation. With that being said, I will answer the questions as best I can, and post the info that is trickling out thru the med societies, etc., as I get it...

Here is something else that concerns me:

Think of an Insurance Company (any insurance co.----car, home, life, health) like a Casino. They are (in the case of Health Insurance) Gambling---putting up a Bet--- that you WON'T get sick. They charge you a fee (your premium) for them to make that bet. If they are correct (and, statistically they are for a high percentage of the bets they place), they win and get to keep the fee they charged you. For a small percentage, they are Wrong and you get sick and they have to pay out the bet at a loss. But if they place a high enough volume of bets, they will, in the long run, Win (make a profit).

So here is what concerns me-----insurance companies will now be forced, by the new legislation, to cover dependent "children" until they are 26 years old on their parents policy. Their will be many more bets placed without effectively increasing the fee for betting.The Insurance companies will be forced to cover many more people without increasing what is in their coffers to pay out when they lose. Now, I will grant you that the 18-26 year old age group typically does not have many sick people. But, when they do have a health issue it is usually a BIG and EXPENSIVE one because people in that age group are the most prone to motor vehicle accidents and other stupid behaviors which lead to accidents.
How does an insurance company continue to pay out claims to this age group (which typically has very expensive claims) without increasing the premiums to cover the losses? In my estimation, it doesn't. This will, IMO, contribute to the eventual replacement of all private insurance with govt insurance as the private coompanies are forced out of business---thereby completing the circle of completely Socialized Medicine.
thanks indo. your post confirms alot of what i believe and have learned, and in the true spirit of this thread, this response should be educational to anyone who reads it. the candid and detailed response was kick ass!

personally i appreciate it cause i know your time is money, and this post was money.

send the bill to-

1600 pennsylvania ave.
washington dc

"my man" will take care of it.

heres to no stress!
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Old 03-30-2010, 09:11 AM   #22
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Default Re: Lessons in Healthcare 101

Thanks for your insight Indo. This is very good information and I appreciate it.
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Old 03-30-2010, 11:41 AM   #23
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Default Re: Lessons in Healthcare 101

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Thanks for your insight Indo. This is very good information and I appreciate it.
Glad to help

How's you finger?
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Old 03-30-2010, 12:25 PM   #24
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Default Re: Lessons in Healthcare 101

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Glad to help

How's you finger?
Dont answer that!!!!! You have NO idea if he is in your PPO!!!!!!
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Old 03-30-2010, 12:45 PM   #25
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Default Re: Lessons in Healthcare 101

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Dont answer that!!!!! You have NO idea if he is in your PPO!!!!!!


(DAMN! I'm just trying to drum up business wherever I can...)
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Old 03-30-2010, 01:03 PM   #26
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Default Re: Lessons in Healthcare 101

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Glad to help

How's you finger?
Actually it's still a bit swollen and is very stiff most of the time. Kinda painful to bend it still. This happened in January too. I am not sure if this is normal, but I can't afford to go back to that specialist. It's too expensive right now.
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Old 03-31-2010, 12:48 PM   #27
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Default Re: Lessons in Healthcare 101

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Actually it's still a bit swollen and is very stiff most of the time. Kinda painful to bend it still. This happened in January too. I am not sure if this is normal, but I can't afford to go back to that specialist. It's too expensive right now.
Ice, ice, and more ice will get the swelling down

And it needs to be immobilized. If you don't have one of those finger-splint thingies, try buddy-taping it to the next finger...
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Old 03-31-2010, 01:38 PM   #28
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Default Re: Lessons in Healthcare 101

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Ice, ice, and more ice will get the swelling down

And it needs to be immobilized. If you don't have one of those finger-splint thingies, try buddy-taping it to the next finger...
Thanks man. If you're ever in town(Richmond, Va.), I'll buy ya a drink. Weather it be of the adult variety or otherwise.
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Old 03-31-2010, 04:04 PM   #29
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Default Re: Lessons in Healthcare 101

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Thanks man. If you're ever in town(Richmond, Va.), I'll buy ya a drink. Weather it be of the adult variety or otherwise.
Oh, make no mistake, it WILL be of the adult variety...

(thanks for the invite---I don't specifically need the drink (but probably wouldn't turn it down!)...I'd just enjoy talkin' Steelers stuff...)
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Old 03-31-2010, 04:36 PM   #30
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Default Re: Lessons in Healthcare 101

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Thanks man. If you're ever in town(Richmond, Va.), I'll buy ya a drink. Weather it be of the adult variety or otherwise.
Where do you hang out for Steelers games? I'm in the West End and found Glory Days to be pretty packed with Terrible Towels on most game days.
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